Vehicles Under 10k

Used Vehicles Under $20K for Sale at Harry Brown’s

If you’re working with a tight budget and need more reliable transportation, you’re sure to find an incredible vehicle in your budget at Harry Brown’s. We carry a large selection of used vehicles under $20K for a range of buyers around Lakeville, Northfield, and Owatonna.

Used Vehicles for a Limited Budget in Faribault, MN

When you check out our selection of used models under $20K, you’ll find options for almost any driver. We carry compact cars, full-size sedans, and SUVs to fit your price range. These models won’t break the bank with affordable monthly payments. Find a Chevy, Ford, Toyota, RAM, KIA, Hyundai, or another brand of vehicle that suits your needs. With an ever-changing inventory, you’ll want to keep checking back if we don’t currently have the perfect model for you. Buying an inexpensive used vehicle may be the way to go if you’ve had credit issues in the past. Lenders are more willing to approve a smaller amount, giving you a chance to prove yourself without a high level of risk. You may find it easier to get approved for a vehicle under $20K, especially if you have a trade-in.

Another bonus is that the loans are often for a shorter term on lower-priced vehicles. Instead of paying for five, six, or seven years, you can be free of payments in three or four years. Once you’ve paid off this loan, you can usually qualify for a bigger loan on a new or almost new vehicle. Paying off a loan for a car under $20,000 can give your credit rating a boost.

Reasons to Buy a Used Car in Faribault

We’ll help you get into a used car that is priced right. With our inventory under $20K, you can find an older or compact model that isn’t too expensive for your budget. It’s often easier to qualify for an older model because the price is lower, and the terms are generally shorter. If you use your current model as a down payment, it reduces the sticker price by a significant amount.

With a used model, you have a lower sales tax, and oftentimes, your insurance premiums are cheaper. The total cost of ownership is less for a used model than for a new vehicle. If you’ve had credit issues in the past, it’s often easier to qualify for a loan on a used vehicle because there is less risk than with a brand-new model.

Why You Should Buy a Pre-Owned Vehicle from a Dealership

You may wonder why you should choose a dealership like Harry Brown’s if you want a more affordable vehicle. There are a few more benefits to shopping with your local dealership than buying from a private party. For one thing, we want to get you into a car, truck, or SUV you can afford. A private seller wants to sell their vehicle for the top dollar. Our service technicians have inspected these models and made sure they pass inspection. A private seller may not disclose to you some hidden issues that could require repairs soon after you buy the vehicle.

Harry Brown’s provides Auto Check with many of our pre-owned vehicles for under $20K. It tells you about the vehicle’s history and provides an Auto Check Score to let you know how it performed. You’ll know if the car has been involved in any reported accidents, had other damage reported, issues with the title, odometer, or any recall notices. It tells you how many owners have had the specific model. You may not get all that information from a private seller.

The Experian AutoCheck Report provides a snapshot of your vehicle. At the top of the report, you’ll see the VIN, so you know the information is for the model you’re looking at. It will let you know whether the vehicle has been purchased or leased. As you look further into the report, you’ll see details about each owner. It will tell you if the vehicle has been involved in any accidents and what repairs have been made to it. You can feel confident about the vehicle you choose and know more about its history, which is especially helpful with an older model.

What to Look for in a Used Vehicle

When you buy a used vehicle, especially one for less than $20K, you won’t expect it to look like new. However, you should know what to expect from these models and ensure you’re getting a good deal. A used vehicle should always be clean. While the upholstery may be worn, it should look like it has been cleaned up. Under the hood should also be clean. If you notice a lot of grease or oil, it could be a sign that there are leaks.

The vehicle shouldn’t make any unusual sounds, like squeaking or grinding. While it may not run as quietly as a brand-new model, odd sounds could indicate a problem with a belt, the brakes, the suspension, or another system. You want to avoid those kinds of vehicles because you don’t want to buy something that immediately needs repairs. Here at Harry Brown’s, we inspect all vehicles that come to us and replace any worn parts before we list them for sale.

When buying a model under $20K, you can expect that it will have higher mileage. Many of these models have more than 100,000 miles on the odometer. However, we also carry compact SUVs and sedans with less than 100,000 miles. Some may even have a few miles left on their warranty. When you find one of these models, you can be sure that you’re getting a great deal.

Since some of these models are several years old, they may not come with the latest technology. However, others can include features like Bluetooth, a heated steering wheel, heated seats, remote start, and even Apple CarPlay and Android Auto. If you have specific features in mind or a special model, you can search our inventory to see if it’s available. Check back often because our inventory changes and you just might find a used model under $20K with the amenities you want.

We make it easy to find a vehicle that suits you in your price range with our search feature. You can add filters to narrow down the available models by price, mileage, body type, year, and even by color. Once you find the model you want, you can send us a message, give us a call, or stop in to see it in person. We’re here to answer any questions you may have about the vehicle or the purchasing process.

Financing a Vehicle Under $20K at Harry Brown's

With our in-house finance department, you don’t need to look around for a car loan. Our finance team will help you get a loan that fits your needs. Whether you need lower payments or want to pay off the loan sooner, you can get great rates and flexible terms for your used car loan. You can get started by filling out the online credit application. We’ll review your information and let you know how much you have been approved for. Once you know that amount, you can begin shopping for your next vehicle.

Check out our inventory under $20K, which changes often. Let the sales team help you select a vehicle that is right for you. We’ll provide an offer on your current car as a trade-in and complete the paperwork so you can drive away in your new, used vehicle.

Caring for Your Used Vehicle at Our Service Department

You’ll want to keep your used vehicle in optimal condition with regular service from Harry Brown’s. Our service team is here for you and will help you care for your vehicle. You can go online, give us a call, or stop by for service on your newly purchased car, truck, or SUV. Regular maintenance is critical to improving performance and efficiency, especially on older models.

Relax in our waiting area while we work on your vehicle for an oil change, tire rotation, or another service. If you need to leave your car for major repairs, our shuttle will take you back to work or home. Caring for an older model is essential to ensure it continues to last until you’re ready to upgrade to a new vehicle. Our service technicians will advise you when your model needs service. We also offer a large selection of parts for various models to keep them in prime condition. Get your next set of tires or a new battery for your vehicle for under $20K. Our service department at Harry Brown’s wants to help you find an affordable vehicle in your price range to keep you out on the road.
 

Find out how you can get behind the wheel of an affordable vehicle from Harry Brown’s. Let us show you our inventory of models under $20K and help you select the ideal model for your active lifestyle and budget. Stop in today for a test drive and find your next ride.